{"id":33357,"date":"2016-05-31T16:07:45","date_gmt":"2016-05-31T05:07:45","guid":{"rendered":"https:\/\/riskinfo.com.au\/news\/?p=33357"},"modified":"2016-06-01T07:36:54","modified_gmt":"2016-05-31T20:36:54","slug":"health-and-wellness-and-value","status":"publish","type":"post","link":"https:\/\/riskinfo.com.au\/news\/2016\/05\/31\/health-and-wellness-and-value\/","title":{"rendered":"Health, Wellness and Value"},"content":{"rendered":"<div id=\"polls-163\" class=\"wp-polls\">\n\t\t<div class=\"pollHeader\"><strong>Is the emergence of life company health and wellness programs beginning to influence your opinion of the product solutions that you consider deliver best value for your clients?<\/strong><\/div><div id=\"polls-163-ans\" class=\"wp-polls-ans\"><ul class=\"wp-polls-ul\">\n\t\t<li>No <small>(46%)<\/small><div class=\"pollbar\" style=\"width: 46%\" title=\"No (46% | 46 Votes)\"><\/div><\/li>\n\t\t<li>Yes - but not to a significant extent <small>(30%)<\/small><div class=\"pollbar\" style=\"width: 30%\" title=\"Yes - but not to a significant extent (30% | 30 Votes)\"><\/div><\/li>\n\t\t<li>Yes - significantly <small>(18%)<\/small><div class=\"pollbar\" style=\"width: 18%\" title=\"Yes - significantly (18% | 18 Votes)\"><\/div><\/li>\n\t\t<li>Not sure <small>(7%)<\/small><div class=\"pollbar\" style=\"width: 7%\" title=\"Not sure (7% | 7 Votes)\"><\/div><\/li>\n\t\t<\/ul><div style=\"text-align: center\"><\/div><\/div>\n\t\t<input type=\"hidden\" id=\"poll_163_nonce\" name=\"wp-polls-nonce\" value=\"9a997d774b\" \/>\n<\/div>\n\n<p>Our latest poll seeks your views on the relative value of the increasing number of health and wellness initiatives being launched into the life insurance market.<\/p>\n<p><!--more-->ANZ Wealth\u2019s OneCare has become the latest life insurance provider to roll out a <a href=\"https:\/\/riskinfo.com.au\/news\/2016\/05\/23\/anz-rolls-out-premium-discount-and-health-program\/\" target=\"_blank\">health and wellness package<\/a>, following in the footsteps of initiatives such as <a href=\"https:\/\/www.aiavitality.com.au\/vmp-au\/\" target=\"_blank\">AIA Australia\u2019s Vitality<\/a>, <a href=\"https:\/\/www.mlc.com.au\/personal\/important-updates\/on-track\" target=\"_blank\">MLC\u2019s On Track<\/a> and <a href=\"http:\/\/talscommitment.com.au\/initiative\/health-sense-discount\/\" target=\"_blank\">TAL\u2019s Health Sense<\/a> programs.<\/p>\n<p>While AIA\u2019s Vitality has been in operation for around two years, with the insurer claiming it has led to higher levels of customer retention, MLC\u2019s On Track launched in November last year and TAL\u2019s Health Sense in February of this year.<\/p>\n<p>Clearly, life insurers are seeing health and wellness not just as a value add for customers, but also as a way of reducing risks and building connections between those insured and their insurance.<\/p>\n<p>But do they shape the way you look at recommending insurance product solutions? To what extent are your clients interested in these programs? Does the issue of affordable insurance and advice always take precedence over health and wellness value-adds when recommending an insurance product? Does it ultimately become a case-by-case choice, depending on the individual client and their existing health and wellness &#8216;status&#8217;?<\/p>\n<p>Given that it appears this type of service offering will probably expand in number over time, we&#8217;d welcome your thoughts on how you view the significance of this relatively recent opportunity to add value to a consumer&#8217;s life insurance policy experience&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Our latest poll seeks your views on the relative value of the increasing number of health and wellness initiatives being launched into the life insurance market.<\/p>\n","protected":false},"author":3,"featured_media":33389,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,49],"tags":[4247],"class_list":["post-33357","post","type-post","status-publish","format-standard","has-post-thumbnail","category-general","category-polls","tag-feature"],"_links":{"self":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts\/33357","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/comments?post=33357"}],"version-history":[{"count":0,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts\/33357\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/media\/33389"}],"wp:attachment":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/media?parent=33357"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/categories?post=33357"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/tags?post=33357"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}