{"id":36265,"date":"2017-03-07T16:10:30","date_gmt":"2017-03-07T05:10:30","guid":{"rendered":"https:\/\/riskinfo.com.au\/news\/?p=36265"},"modified":"2017-03-07T16:11:16","modified_gmt":"2017-03-07T05:11:16","slug":"underinsurance-poll-overcoming-apathy-the-key","status":"publish","type":"post","link":"https:\/\/riskinfo.com.au\/news\/2017\/03\/07\/underinsurance-poll-overcoming-apathy-the-key\/","title":{"rendered":"Underinsurance Poll &#8211; Overcoming Apathy the Key"},"content":{"rendered":"<div id=\"polls-177\" class=\"wp-polls\">\n\t\t<div class=\"pollHeader\"><strong>Is consumer apathy a greater challenge than low levels of trust when it comes to addressing Australia's underinsurance dilemma?<\/strong><\/div><div id=\"polls-177-ans\" class=\"wp-polls-ans\"><ul class=\"wp-polls-ul\">\n\t\t<li>Yes <small>(84%)<\/small><div class=\"pollbar\" style=\"width: 84%\" title=\"Yes (84% | 87 Votes)\"><\/div><\/li>\n\t\t<li>No <small>(9%)<\/small><div class=\"pollbar\" style=\"width: 9%\" title=\"No (9% | 9 Votes)\"><\/div><\/li>\n\t\t<li>Not sure <small>(7%)<\/small><div class=\"pollbar\" style=\"width: 7%\" title=\"Not sure (7% | 7 Votes)\"><\/div><\/li>\n\t\t<\/ul><div style=\"text-align: center\"><\/div><\/div>\n\t\t<input type=\"hidden\" id=\"poll_177_nonce\" name=\"wp-polls-nonce\" value=\"50cabb251b\" \/>\n<\/div>\n\n<p>In a not-so-surprising outcome to our latest poll, advisers have delivered a clear verdict that consumer apathy trumps the &#8216;trust&#8217; issue when it comes to solving the Australian underinsurance dilemma.<\/p>\n<p><!--more-->A resounding 82% of those who have voted in this poll agreed with the suggestion that apathy represents a greater challenge than trust (in the adviser and the sector) when addressing the challenge of underinsurance. 10% of those taking our poll voted &#8216;no&#8217; to the question, which is only slightly more than the 8% of undecideds.<\/p>\n<p>One detailed and one concise adviser comment seem to contain the grains of thought held by many:<\/p>\n<h6>It will never happen to me&#8230;<\/h6>\n<p>The detailed comment, made by adviser Brian Howard, includes reference to how no logic or argument about the value of life insurance will hold sway unless a consumer has recently had a wake-up call about a friend or family member who has been impacted physically and\/or financially or is someone who has always intrinsically believed in insurance.<\/p>\n<p>The other comment also encapsulates an attitude that, while not unique to Australians, seems to be held by a greater proportion of our population:\u00a0&#8220;It will never happen to me.&#8221;<\/p>\n<p>Is this your view? If so, what should be done about breaking through this seemingly impenetrable barrier? Or do you hold what would be a minority view in this poll, that the issue of trust in the adviser and the industry is more important and should be addressed first?<\/p>\n<p>Our poll remains open for another week and we&#8217;d love to know what you think&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In a not-so-surprising outcome to our latest poll, advisers have delivered a clear verdict that consumer apathy trumps the &#8216;trust&#8217; issue when it comes to solving the Australian underinsurance dilemma.<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,49],"tags":[],"class_list":["post-36265","post","type-post","status-publish","format-standard","category-general","category-polls"],"_links":{"self":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts\/36265","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/comments?post=36265"}],"version-history":[{"count":0,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts\/36265\/revisions"}],"wp:attachment":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/media?parent=36265"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/categories?post=36265"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/tags?post=36265"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}