{"id":542,"date":"2009-04-14T18:39:01","date_gmt":"2009-04-14T08:39:01","guid":{"rendered":"https:\/\/riskinfo.com.au\/news\/?p=542"},"modified":"2009-04-22T01:57:04","modified_gmt":"2009-04-21T15:57:04","slug":"latest-poll-the-case-for-business-insurance","status":"publish","type":"post","link":"https:\/\/riskinfo.com.au\/news\/2009\/04\/14\/latest-poll-the-case-for-business-insurance\/","title":{"rendered":"Latest Poll &#8211; The Case for Business Insurance"},"content":{"rendered":"<p>Does the current economic environment present opportunities for advisers to start writing more business insurance?<\/p>\n<p><!--more-->Considered to be one of\u00a0the most\u00a0challenging areas in which to write risk insurance business, there appears to be a renewed push by insurers, dealer groups,\u00a0service providers and others to arm advisers with the knowledge, skills and systems to enable them to confidently and competently address their clients&#8217; business insurance needs.<\/p>\n<p>Today, more than ever, business owners are asking themselves the tough questions about\u00a0what will\u00a0become of their business if something should happen to them or to their key staff.\u00a0\u00a0Would they,\u00a0their families and the future of their business be properly provided for?<\/p>\n<p>But while the questions are easy to ask, the challenge for many advisers is how to come up with the right answers.\u00a0 How does the less experienced\u00a0adviser:<\/p>\n<ul>\n<li>Decide which cover is required for which business owner(s) and key staff?<\/li>\n<li>Determine the formula that will allow them to calculate the right level of cover to provide?<\/li>\n<li>Decide whether a business insurance policy should be written under superannuation or outside or in combination?<\/li>\n<li>Determine whether the best\u00a0solution under a family trust arrangement is still the best solution under a company or partnership structure?<\/li>\n<li>Construct an appropriate buy\/sell agreement, and know when they should be used?<\/li>\n<\/ul>\n<p>The\u00a0solutions to these and many other questions is being made easier, thanks to renewed efforts from a variety of areas within the insurance industry &#8211; from expertise being offered by the insurance companies, accountants associated with financial planning groups, experienced dealer group support consultants, advisers sharing their knowledge and from technology and other services providers.<\/p>\n<p>We want to know about your current\u00a0point of view on this topic, so our latest poll question is:<\/p>\n<p><em><strong>Do you expect to write higher\u00a0levels of\u00a0business insurance in future?<\/strong><\/em><\/p>\n<p><a href=\"https:\/\/riskinfo.com.au\/polls\/the-case-for-business-insurance\/\" target=\"_self\">Vote now to\u00a0register your opinion<\/a>.<\/p>\n<p>We will\u00a0report back on your response to this question.\u00a0 When we report back we\u00a0will also highlight\u00a0a number of adviser support initiatives that are taking place in the business insurance\u00a0area today, and how those services may assist in increasing the value and profitability of the adviser&#8217;s practice.<\/p>\n<p>In the mean time riskinfo has introduced a new Comments facility (see below) where we invite all advisers, paraplanners\u00a0and other industry contributors to have their say on our poll stories and\u00a0make their\u00a0voice heard.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Does the current economic environment present opportunities for advisers to start writing more business insurance?<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[49],"tags":[],"class_list":["post-542","post","type-post","status-publish","format-standard","category-polls"],"_links":{"self":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts\/542","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/comments?post=542"}],"version-history":[{"count":0,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts\/542\/revisions"}],"wp:attachment":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/media?parent=542"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/categories?post=542"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/tags?post=542"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}