{"id":68863,"date":"2023-11-28T14:01:25","date_gmt":"2023-11-28T04:01:25","guid":{"rendered":"https:\/\/riskinfo.com.au\/news\/?p=68863"},"modified":"2023-12-11T10:42:06","modified_gmt":"2023-12-11T00:42:06","slug":"all-advisers-delivering-risk-advice-your-verdict","status":"publish","type":"post","link":"https:\/\/riskinfo.com.au\/news\/2023\/11\/28\/all-advisers-delivering-risk-advice-your-verdict\/","title":{"rendered":"All Advisers Delivering Risk Advice? Your Verdict"},"content":{"rendered":"<div id=\"polls-313\" class=\"wp-polls\">\n\t\t<div class=\"pollHeader\"><strong>ALL financial advisers should have life insurance conversations with their clients, regardless of their \u2018risk\u2019 expertise....<\/strong><\/div><div id=\"polls-313-ans\" class=\"wp-polls-ans\"><ul class=\"wp-polls-ul\">\n\t\t<li>Agree <small>(77%)<\/small><div class=\"pollbar\" style=\"width: 77%\" title=\"Agree (77% | 103 Votes)\"><\/div><\/li>\n\t\t<li>Disagree <small>(22%)<\/small><div class=\"pollbar\" style=\"width: 22%\" title=\"Disagree (22% | 29 Votes)\"><\/div><\/li>\n\t\t<li>Not sure <small>(1%)<\/small><div class=\"pollbar\" style=\"width: 1%\" title=\"Not sure (1% | 2 Votes)\"><\/div><\/li>\n\t\t<\/ul><div style=\"text-align: center\"><\/div><\/div>\n\t\t<input type=\"hidden\" id=\"poll_313_nonce\" name=\"wp-polls-nonce\" value=\"655a7d4137\" \/>\n<\/div>\n\n<p>The majority of the adviser community appears convinced that ALL financial advisers should have life insurance conversations with their clients, regardless of their \u2018risk\u2019 expertise.<\/p>\n<p>As we go to press our latest poll reports three in four advisers (75%) agreeing this was a conversation all advisers should be having with their clients.<\/p>\n<p>However, just under one in four (23%) disagree with this proposition.<\/p>\n<p>This poll stems from one of the presentations made at last week\u2019s inaugural FAAA Congress, at which advisers were presented with an array of findings that could be utilised when having \u2018life insurance\u2019 or \u2018wealth protection\u2019 conversations with clients (see: <a href=\"https:\/\/riskinfo.com.au\/news\/2023\/11\/21\/latest-claims-insights-highlight-imperatives-for-risk-advice-conversations\/\">Latest Claims Insights Highlight Imperatives For Risk Advice Conversations<\/a>).<\/p>\n<p>As we noted last week, while appreciating that life insurance advice is often regarded as one of the more problematic areas of financial advice \u2013 an area avoided by many advisers due to the complex and changing nature of the underlying product solutions available, Zurich\u2019s <strong>Adam Crabbe<\/strong> outlined a number of different elements in his presentation that he says any adviser can embrace as a way to conduct \u2018life insurance\u2019 conversations without necessarily having to be an expert in the field.<\/p>\n<p>As always, our poll remains open for another week and we welcome your further thoughts on this conversation\u2026<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The majority of the adviser community appears convinced that ALL financial advisers should have life insurance conversations with their clients, regardless of their \u2018risk\u2019 expertise. As we go to press our latest poll reports three in four advisers (75%) agreeing this was a conversation all advisers should be having with their clients. However, just under [&hellip;]<\/p>\n","protected":false},"author":24,"featured_media":68865,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,49],"tags":[],"class_list":["post-68863","post","type-post","status-publish","format-standard","has-post-thumbnail","category-general","category-polls"],"_links":{"self":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts\/68863","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/comments?post=68863"}],"version-history":[{"count":0,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts\/68863\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/media\/68865"}],"wp:attachment":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/media?parent=68863"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/categories?post=68863"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/tags?post=68863"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}