{"id":78676,"date":"2025-08-26T09:07:24","date_gmt":"2025-08-25T23:07:24","guid":{"rendered":"https:\/\/riskinfo.com.au\/news\/?p=78676"},"modified":"2025-09-02T08:56:15","modified_gmt":"2025-09-01T22:56:15","slug":"upfront-due-diligence-re-setting-claim-times","status":"publish","type":"post","link":"https:\/\/riskinfo.com.au\/news\/2025\/08\/26\/upfront-due-diligence-re-setting-claim-times\/","title":{"rendered":"Upfront Due Diligence Re-Setting Claim Times"},"content":{"rendered":"<p>Specialist provider, <a href=\"https:\/\/tpdclaimsupport.com.au\/\" target=\"_blank\" rel=\"noopener\">TPD Claim Support<\/a>, reports it is achieving claims decisions between four and six times faster than current industry standards through implementing a process it has been refining since launching its service offer in 2023.<\/p>\n<p>The firm&#8217;s co-founder, <strong>Trevor Battersby<\/strong>, says this outcome has been achieved in no small part through addressing one of the critical factors impacting claim times, namely incomplete and\/or insufficient information included in the initial submission to the insurer.<\/p>\n<p>Battersby told Riskinfo he and his team have developed an 11-step process designed to optimise the efficiency of the claim process as well as its outcome for the claimant. Critically, he says his firm never submits the claim pack to the insurer until eight of the firm&#8217;s 11-step processes have been completed.<\/p>\n<p>The methodology employed by the firm sees it commit an average of 20 &#8211; 25 hours on preparing the claim before it is submitted to the insurer.<\/p>\n<blockquote><p>&#8230;any error or omission in the initial claim submission &#8211; on average &#8211; translates into a delay of up to 63 days for every error or omission<\/p><\/blockquote>\n<p>While this initial investment of time may appear to be excessive, Battersby references what he terms the Rule of 63, namely that any error or omission in the initial claim submission &#8211; on average &#8211; translates into a delay of up to 63 days for every error or omission.<\/p>\n<figure id=\"attachment_66294\" aria-describedby=\"caption-attachment-66294\" style=\"width: 150px\" class=\"wp-caption alignright\"><a href=\"https:\/\/riskinfo.com.au\/news\/files\/2023\/06\/Trevor-Battersby-e1687154566726.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-66294\" src=\"https:\/\/riskinfo.com.au\/news\/files\/2023\/06\/Trevor-Battersby-e1687154566726-249x300.jpg\" alt=\"\" width=\"150\" height=\"181\" srcset=\"https:\/\/riskinfo.com.au\/news\/files\/2023\/06\/Trevor-Battersby-e1687154566726-249x300.jpg 249w, https:\/\/riskinfo.com.au\/news\/files\/2023\/06\/Trevor-Battersby-e1687154566726-850x1024.jpg 850w, https:\/\/riskinfo.com.au\/news\/files\/2023\/06\/Trevor-Battersby-e1687154566726-768x925.jpg 768w, https:\/\/riskinfo.com.au\/news\/files\/2023\/06\/Trevor-Battersby-e1687154566726-696x838.jpg 696w, https:\/\/riskinfo.com.au\/news\/files\/2023\/06\/Trevor-Battersby-e1687154566726-349x420.jpg 349w, https:\/\/riskinfo.com.au\/news\/files\/2023\/06\/Trevor-Battersby-e1687154566726.jpg 1012w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/><\/a><figcaption id=\"caption-attachment-66294\" class=\"wp-caption-text\">TPD Claim Support Founding Partner, Trevor Battersby &#8230;we know the clock is ticking<\/figcaption><\/figure>\n<p>What Battersby and his team have found &#8211; and what he is advocating &#8211; is that upfront due diligence ahead of submitting the client&#8217;s claim results in significantly quicker turnaround times and a higher claim acceptance rate.<\/p>\n<p>The early steps in the process include initial meetings, discussions and fact-finding, including a 55-point check-list of items, followed by third-party authorisations and obtaining medical reports.<\/p>\n<p>While mostly intuitive, the TPD Claim Support process comprises other steps ahead of submitting the initial claim to the insurer, one of which includes assessing the validity of the claim itself.<\/p>\n<p>Battersby says the Rule of 63 \u201c\u2026is why we work really, really hard at the start and why we have very defined claims structures, systems and processes.\u201d He adds that while the first eight steps in the process can often take at least two to four weeks to complete, it can potentially save 52 weeks in delays:<\/p>\n<p>\u201cWe know the clock is ticking, that the client has no income and is still paying the premiums. So, we future forecast what is required and ensure we have complete evidence before we even submit,\u201d says Battersby.<\/p>\n<p>See also: <a href=\"https:\/\/riskinfo.com.au\/news\/2023\/06\/20\/claims-disputes-dominated-by-evidence-delay-issues\/\" target=\"_blank\" rel=\"noopener\">Claims Disputes Dominated by Evidence, Delay Issues<\/a><\/p>\n<figure id=\"attachment_78688\" aria-describedby=\"caption-attachment-78688\" style=\"width: 944px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/riskinfo.com.au\/news\/files\/2025\/08\/250826-TPD-Claim-Support-2.png\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-78688 size-full\" src=\"https:\/\/riskinfo.com.au\/news\/files\/2025\/08\/250826-TPD-Claim-Support-2.png\" alt=\"\" width=\"944\" height=\"535\" srcset=\"https:\/\/riskinfo.com.au\/news\/files\/2025\/08\/250826-TPD-Claim-Support-2.png 944w, https:\/\/riskinfo.com.au\/news\/files\/2025\/08\/250826-TPD-Claim-Support-2-300x170.png 300w, https:\/\/riskinfo.com.au\/news\/files\/2025\/08\/250826-TPD-Claim-Support-2-768x435.png 768w, https:\/\/riskinfo.com.au\/news\/files\/2025\/08\/250826-TPD-Claim-Support-2-696x394.png 696w, https:\/\/riskinfo.com.au\/news\/files\/2025\/08\/250826-TPD-Claim-Support-2-741x420.png 741w\" sizes=\"auto, (max-width: 944px) 100vw, 944px\" \/><\/a><figcaption id=\"caption-attachment-78688\" class=\"wp-caption-text\">Telling statistics put forward by TPD Claim Support which have informed the development of the firm&#8217;s 11-step process for submitting TPD claims to insurers&#8230;<\/figcaption><\/figure>\n<figure id=\"attachment_78689\" aria-describedby=\"caption-attachment-78689\" style=\"width: 919px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/riskinfo.com.au\/news\/files\/2025\/08\/250826-TPD-Claim-Support-1.png\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-78689 size-full\" src=\"https:\/\/riskinfo.com.au\/news\/files\/2025\/08\/250826-TPD-Claim-Support-1.png\" alt=\"\" width=\"919\" height=\"512\" srcset=\"https:\/\/riskinfo.com.au\/news\/files\/2025\/08\/250826-TPD-Claim-Support-1.png 919w, https:\/\/riskinfo.com.au\/news\/files\/2025\/08\/250826-TPD-Claim-Support-1-300x167.png 300w, https:\/\/riskinfo.com.au\/news\/files\/2025\/08\/250826-TPD-Claim-Support-1-768x428.png 768w, https:\/\/riskinfo.com.au\/news\/files\/2025\/08\/250826-TPD-Claim-Support-1-696x388.png 696w, https:\/\/riskinfo.com.au\/news\/files\/2025\/08\/250826-TPD-Claim-Support-1-754x420.png 754w\" sizes=\"auto, (max-width: 919px) 100vw, 919px\" \/><\/a><figcaption id=\"caption-attachment-78689\" class=\"wp-caption-text\">Additional guidance advocated by the specialist service in preparing claim submissions to insurers&#8230;<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Specialist provider, TPD Claim Support, reports it is achieving claims decisions between four and six times faster than current industry standards through implementing a process it has been refining since launching its service offer in 2023. The firm&#8217;s co-founder, Trevor Battersby, says this outcome has been achieved in no small part through addressing one of [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":78692,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-78676","post","type-post","status-publish","format-standard","has-post-thumbnail","category-services"],"_links":{"self":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts\/78676","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/comments?post=78676"}],"version-history":[{"count":0,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts\/78676\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/media\/78692"}],"wp:attachment":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/media?parent=78676"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/categories?post=78676"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/tags?post=78676"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}