{"id":82640,"date":"2026-06-02T13:33:53","date_gmt":"2026-06-02T03:33:53","guid":{"rendered":"https:\/\/riskinfo.com.au\/news\/?p=82640"},"modified":"2026-06-09T10:36:19","modified_gmt":"2026-06-09T00:36:19","slug":"latest-poll-trauma-cover-underdone","status":"publish","type":"post","link":"https:\/\/riskinfo.com.au\/news\/2026\/06\/02\/latest-poll-trauma-cover-underdone\/","title":{"rendered":"Latest Poll &#8211; Trauma Cover Underdone?"},"content":{"rendered":"<div id=\"polls-365\" class=\"wp-polls\">\n\t\t<div class=\"pollHeader\"><strong>More clients served by my advice practice should be holding trauma insurance cover.<\/strong><\/div><div id=\"polls-365-ans\" class=\"wp-polls-ans\"><ul class=\"wp-polls-ul\">\n\t\t<li>Agree <small>(80%)<\/small><div class=\"pollbar\" style=\"width: 80%\" title=\"Agree (80% | 57 Votes)\"><\/div><\/li>\n\t\t<li>Disagree <small>(15%)<\/small><div class=\"pollbar\" style=\"width: 15%\" title=\"Disagree (15% | 11 Votes)\"><\/div><\/li>\n\t\t<li>Not sure <small>(4%)<\/small><div class=\"pollbar\" style=\"width: 4%\" title=\"Not sure (4% | 3 Votes)\"><\/div><\/li>\n\t\t<\/ul><div style=\"text-align: center\"><\/div><\/div>\n\t\t<input type=\"hidden\" id=\"poll_365_nonce\" name=\"wp-polls-nonce\" value=\"942fb08b51\" \/>\n<\/div>\n\n<p>Our latest poll seeks your view on the extent to which trauma insurance may be an under-utilised product solution for the clients served by your advice practice.<\/p>\n<p>This question &#8211; which applies equally to risk specialist and generalist advice business propositions &#8211; stems from some concerning statistics shared by MetLife late last week (see: <a href=\"https:\/\/riskinfo.com.au\/news\/2026\/06\/01\/advisers-urged-to-revisit-trauma-insurance\/\" target=\"_blank\" rel=\"noopener\">Advisers Urged to Revisit Trauma Insurance<\/a>), where research it commissioned found:<\/p>\n<ul>\n<li>Half of working Australians have less than three months&#8217; salary saved<\/li>\n<li>41% of working Australians are living payday-to-payday<\/li>\n<\/ul>\n<p>While income protection insurance products usually cover a proportion of lost income in the event of sickness or accident, the argument holds that trauma insurance benefits help cover medical gaps, mortgage repayments, rehabilitation costs and caregiving needs.<\/p>\n<blockquote><p>&#8230;trauma cover remains under-considered partly because it is generally not available through superannuation<\/p><\/blockquote>\n<p>Do you agree with the assertion, as stated by MetLife&#8217;s <strong>Meray El-Khoury<\/strong>, that trauma cover remains under-considered partly because it is generally not available through superannuation and therefore requires an active advice conversation with clients? Should your practice be more pro-active in ensuring more of your clients take out trauma cover appropriate to their circumstances?<\/p>\n<p>Alternatively, are you comfortable that the vast majority of your clients hold sufficient and appropriate levels of trauma cover?<\/p>\n<p>At a point in time where the industry is mostly pre-occupied with the future and fit-for-purpose nature of TPD insurance, let us know how your practice is tracking when it comes to trauma insurance. Tell us what you think and we&#8217;ll report back next week&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Our latest poll seeks your view on the extent to which trauma insurance may be an under-utilised product solution for the clients served by your advice practice. This question &#8211; which applies equally to risk specialist and generalist advice business propositions &#8211; stems from some concerning statistics shared by MetLife late last week (see: Advisers [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":82648,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[49,4],"tags":[],"class_list":["post-82640","post","type-post","status-publish","format-standard","has-post-thumbnail","category-polls","category-products"],"_links":{"self":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts\/82640","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/comments?post=82640"}],"version-history":[{"count":0,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts\/82640\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/media\/82648"}],"wp:attachment":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/media?parent=82640"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/categories?post=82640"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/tags?post=82640"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}