{"id":83864,"date":"2026-09-08T09:31:44","date_gmt":"2026-09-07T23:31:44","guid":{"rendered":"https:\/\/riskinfo.com.au\/news\/?p=83864"},"modified":"2026-09-08T10:33:40","modified_gmt":"2026-09-08T00:33:40","slug":"lump-sum-new-business-flat-ip-up","status":"publish","type":"post","link":"https:\/\/riskinfo.com.au\/news\/2026\/09\/08\/lump-sum-new-business-flat-ip-up\/","title":{"rendered":"Lump Sum New Business Flat, IP Up"},"content":{"rendered":"<p>Individual risk lump sum sales were virtually flat in the year to March 2026, up a marginal 0.3% to reach $1,305.9 million, according to <a href=\"https:\/\/www.pflresearch.com\/\" target=\"_blank\" rel=\"noopener\">Plan for Life\u2019s<\/a> latest <em>Market Overview<\/em>.<\/p>\n<p>The researcher&#8217;s data shows this compares with individual risk lump sum sales growing by just 1% to $1,301.4 million in the year to March 2025.<\/p>\n<p>The firm also reports new premium sales for individual IP and Business Expenses\u00a0 increased by 7.4% to hit $529.9 million in the year to March 2026. This compares with a drop of 11.4% a year earlier.<\/p>\n<p>An almost 60% reduction in group risk sales during the period meant total new business sales fell 15.7%. This compares with the year to March 2025, where annual overall growth in risk sales was 10.6%.<\/p>\n<figure id=\"attachment_83867\" aria-describedby=\"caption-attachment-83867\" style=\"width: 828px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/riskinfo.com.au\/news\/files\/2026\/09\/PLF-Graphic-e1788821873604.png\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-83867\" src=\"https:\/\/riskinfo.com.au\/news\/files\/2026\/09\/PLF-Graphic-e1788821873604.png\" alt=\"\" width=\"828\" height=\"221\" srcset=\"https:\/\/riskinfo.com.au\/news\/files\/2026\/09\/PLF-Graphic-e1788821873604.png 828w, https:\/\/riskinfo.com.au\/news\/files\/2026\/09\/PLF-Graphic-e1788821873604-300x80.png 300w, https:\/\/riskinfo.com.au\/news\/files\/2026\/09\/PLF-Graphic-e1788821873604-768x205.png 768w, https:\/\/riskinfo.com.au\/news\/files\/2026\/09\/PLF-Graphic-e1788821873604-696x186.png 696w\" sizes=\"auto, (max-width: 828px) 100vw, 828px\" \/><\/a><figcaption id=\"caption-attachment-83867\" class=\"wp-caption-text\">Courtesy of Plan for Life.<\/figcaption><\/figure>\n<p><strong>2025 data<\/strong><\/p>\n<p>In the year to December 2025 while overall risk new business was down \u2013 due to group risk sales returning to more normal levels \u2013\u00a0 the research firm reported an increase of 6.7% in reported individual lump sum insurance sales and 8.3% in individual IP new business (see: <a href=\"https:\/\/riskinfo.com.au\/news\/2026\/06\/23\/lump-sum-ip-new-business-up\/\" target=\"_blank\" rel=\"noopener\">Lump Sum IP New Business Up<\/a>).<\/p>\n<p>That growth across the full 2025 year followed a modest increase reported in the year ending September 2025, which saw individual lump sum and IP new business increase by 3.5% and 0.5% respectively.<\/p>\n<figure id=\"attachment_83868\" aria-describedby=\"caption-attachment-83868\" style=\"width: 764px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/riskinfo.com.au\/news\/files\/2026\/09\/annual-risk-inflows.png\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-83868\" src=\"https:\/\/riskinfo.com.au\/news\/files\/2026\/09\/annual-risk-inflows.png\" alt=\"\" width=\"764\" height=\"292\" srcset=\"https:\/\/riskinfo.com.au\/news\/files\/2026\/09\/annual-risk-inflows.png 764w, https:\/\/riskinfo.com.au\/news\/files\/2026\/09\/annual-risk-inflows-300x115.png 300w, https:\/\/riskinfo.com.au\/news\/files\/2026\/09\/annual-risk-inflows-696x266.png 696w\" sizes=\"auto, (max-width: 764px) 100vw, 764px\" \/><\/a><figcaption id=\"caption-attachment-83868\" class=\"wp-caption-text\">Courtesy of Plan for Life.<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Individual risk lump sum sales were virtually flat in the year to March 2026, up a marginal 0.3% to reach $1,305.9 million, according to Plan for Life\u2019s latest Market Overview. The researcher&#8217;s data shows this compares with individual risk lump sum sales growing by just 1% to $1,301.4 million in the year to March 2025. [&hellip;]<\/p>\n","protected":false},"author":24,"featured_media":83866,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-83864","post","type-post","status-publish","format-standard","has-post-thumbnail","category-general"],"_links":{"self":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts\/83864","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/comments?post=83864"}],"version-history":[{"count":5,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts\/83864\/revisions"}],"predecessor-version":[{"id":83874,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/posts\/83864\/revisions\/83874"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/media\/83866"}],"wp:attachment":[{"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/media?parent=83864"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/categories?post=83864"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/riskinfo.com.au\/news\/wp-json\/wp\/v2\/tags?post=83864"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}