The riskinfo premium analysis service will present snapshots of key premium scenarios across all of the main retail life insurance product ranges.
Each week we will present new premium scenarios for you. The scenarios will focus on age bands 35, 40, 45 and 50, across a range of variables for Death, TPD, Trauma and Income Protection products.
Each comparison also contains the date at which the premium analysis is current and we will be updating these scenarios every month as the companies update their offerings.
These comparisons have been provided to riskinfo by industry research group, Plan For Life, with our thanks.
This Week’s Premium Analysis (as at 30 September 2008):
Death TPD Any Occ 35 Male Non Smoker
Death TPD Any Occ 40 Male Non Smoker
Death TPD Any Occ 45 Male Non Smoker
Death TPD Own Occ 35 Male Non Smoker
Death TPD Own Occ 40 Male Non Smoker
Death TPD Own Occ 45 Male Non Smoker
SA TPD Any Occ 35 Male Non Smoker
SA TPD Any Occ 40 Male Non Smoker
SA TPD Any Occ 45 Male Non Smoker
SA TPD Own Occ 35 Male Non Smoker
SA TPD Own Occ 40 Male Non Smoker
SA TPD Own Occ 45 Male Non Smoker
Death Comprehensive Trauma 35 Male Non Smoker
Death Comprehensive Trauma 40 Male Non Smoker
Death Comprehensive Trauma 45 Male Non Smoker
Death TPD Any Occ Comprehensive Trauma 35 Male Non Smoker
Death TPD Any Occ Comprehensive Trauma 40 Male Non Smoker
Death TPD Any Occ Comprehensive Trauma 45 Male Non Smoker
SA Trauma Comprehensive Cover 35 Male Non Smoker
SA Trauma Comprehensive Cover 40 Male Non Smoker
SA Trauma Comprehensive Cover 45 Male Non Smoker
Income Protection Standard Agreed Value 30day Wait 35 Male Non Smoker
Income Protection Standard Agreed Value 30 day wait 40 Male Non Smoker
Income Protection Standard Agreed Value 30day wait 45 Male Non Smoker
Income Protection Standard Agreed Value 60day Wait 35 Male Non Smoker
Income Protection Standard Agreed Value 60 day wait 40 Male Non Smoker
Income Protection Standard Agreed Value 60day wait 45 Male Non Smoker
Income Protection Comprehensive Agreed Value 30day Wait 35 Male Non Smoker
Income Protection Comprehensive Agreed Value 30 day wait 40 Male Non Smoker
Income Protection Comprehensive Agreed Value 30day wait 45 Male Non Smoker
Income Protection Comprehensive Agreed Value 14day wait 35 Male Non Smoker
Income Protection Comprehensive Agreed Value 14 day wait 40 Male Non Smoker
Income Protection Comprehensive Agreed Value 14day wait 45 Male Non Smoker
Business Expenses 35 Male Non Smoker
Business Expenses 40 Male Non Smoker
Business Expenses 45 Male Non Smoker
Previous Week’s Premium Analysis (as at 31 August 2008):
Death TPD Any Occ 35 Male Non Smoker
Death TPD Any Occ 40 Male Non Smoker
Death TPD Any Occ 45 Male Non Smoker
Death TPD Any Occ 50 Male Non Smoker
Death TPD Own Occ 35 Male Non Smoker
Death TPD Own Occ 40 Male Non Smoker
Death TPD Own Occ 45 Male Non Smoker
Death TPD Own Occ 50 Male Non Smoker
SA TPD Any Occ 35 Male Non Smoker
SA TPD Any Occ 40 Male Non Smoker
SA TPD Any Occ 45 Male Non Smoker
SA TPD Any Occ 50 Male Non Smoker
SA TPD Own Occ 35 Male Non Smoker
SA TPD Own Occ 40 Male Non Smoker
SA TPD Own Occ 45 Male Non Smoker
SA TPD Own Occ 50 Male Non Smoker
Death Comprehensive Trauma 35 Male Non Smoker
Death Comprehensive Trauma 40 Male Non Smoker
Death Comprehensive Trauma 45 Male Non Smoker
Death Comprehensive Trauma 50 Male Non Smoker
Archived Premium Analysis (as at 31 July 2008):
Death TPD Any Occ 35 Male Non Smoker
Death TPD Any Occ 40 Male Non Smoker
Death TPD Any Occ 45 Male Non Smoker
Death TPD Any Occ 50 Male Non Smoker
Death TPD Own Occ 35 Male Non Smoker
Death TPD Own Occ 40 Male Non Smoker
Death TPD Own Occ 45 Male Non Smoker
Death TPD Own Occ 50 Male Non Smoker
SA TPD Any Occ 35 Male Non Smoker
SA TPD Any Occ 40 Male Non Smoker
SA TPD Any Occ 45 Male Non Smoker
SA TPD Any Occ 50 Male Non Smoker
Income Protection Comprehensive Agreed Value 14 Day 35 Male Non Smoker
Income Protection Comprehensive Agreed Value 30 Day 35 Male Non Smoker
Income Protection Standard Agreed Value 30 Day 35 Male Non Smoker
Income Protection Standard Agreed Value 30 Day 40 Male Non Smoker
Income Protection Standard Agreed Value 60 Day 35 Male Non Smoker
Income Protection Standard Agreed Value 60 Day 40 Male Non Smoker
