Sunday, October 25, 2020

Tag: definitions

Insurance How To – Trauma Insurance

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This Insurance How To goes back to basics and explains the purpose of trauma cover and how to calculate an appropriate sum insured for...

Case Study – Unsuccessful Job Applications and their Impact on TPD

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In the case of Birdsall v Motor Trades Association of Australia Superannuation Fund Pty Ltd and MetLife Insurance Limited, the Supreme Court of New...

Case Study – Ward v MetLife

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In this legal case, the plaintiff sued his insurer after his group salary continuance claim was discontinued because he was deemed to be no...

Case Study – FOS Determination – Income Protection Offset

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This case looks at a dispute between a claimant and their insurer, which was resolved by the Financial Ombudsman Service in June 2014. The...

Case Study – Preston v AIA Australia

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In this legal case, a carpenter who took out a life insurance policy with AIA Australia, took the insurer to court for refusing to...

Case Study – Smoking Status

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In this claims case study, the adviser shares the difficulties he encountered when lodging a claim for a client who had quit smoking prior...

Case Study – Any Occupation TPD

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In this claims case study, the adviser tells how she stepped in to help the client receive the TPD benefit they were entitled to...