Tag: definitions
Insurance How To – Trauma Insurance
This Insurance How To goes back to basics and explains the purpose of trauma cover and how to calculate an appropriate sum insured for...
Case Study – Unsuccessful Job Applications and their Impact on TPD
In the case of Birdsall v Motor Trades Association of Australia Superannuation Fund Pty Ltd and MetLife Insurance Limited, the Supreme Court of New...
Case Study – Ward v MetLife
In this legal case, the plaintiff sued his insurer after his group salary continuance claim was discontinued because he was deemed to be no...
Case Study – FOS Determination – Income Protection Offset
This case looks at a dispute between a claimant and their insurer, which was resolved by the Financial Ombudsman Service in June 2014. The...
Case Study – Preston v AIA Australia
In this legal case, a carpenter who took out a life insurance policy with AIA Australia, took the insurer to court for refusing to...
Case Study – Smoking Status
In this claims case study, the adviser shares the difficulties he encountered when lodging a claim for a client who had quit smoking prior...
Case Study – Any Occupation TPD
In this claims case study, the adviser tells how she stepped in to help the client receive the TPD benefit they were entitled to...