Sunday, June 7, 2020

Tag: Income Protection

Case Study – Ward v MetLife

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In this legal case, the plaintiff sued his insurer after his group salary continuance claim was discontinued because he was deemed to be no...

Case Study – FOS Determination – Income Protection Offset

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This case looks at a dispute between a claimant and their insurer, which was resolved by the Financial Ombudsman Service in June 2014. The...

Case Study – Insurance For Miners

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This case study, provided by AMP, looks at some of the issues insurers need to address when considering the insurance cases of mining employees.   At...

Case Study – An Unidentified Claim

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In this claims case study, a couple, both medical practitioners, who were referred to the adviser for a review of their insurances discovered they...

Case Study – 30 Year Old Stroke Victim

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This claims case study is told from the point of view of the customer, Sam Benjamin. His wife, Erin, suffered a stroke shortly after...

Case Study – My Own Claims Experience (Ben Day)

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In this claims case study, an ex-adviser shares his experience of having to make his own insurance claim, and the impact this had on...

Case Study – My Own Claims Experience (Mark McNeany)

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In this claims case study, adviser Mark McNeany shares his experience of having to make his own insurance claim, and the impact this had...

Case Study – My First Claim (Craig Ball)

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In this claims case study, succession and estate planning specialist, Craig Ball talks about how nervous he was when faced with his first claim,...

Case Study – Insuring Your Friends

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In this claims case study, an accident left the client totally disabled. He later died from the condition. The claimant in this case study...

Case Study – Interpreting the Policy Intent (Example 1)

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In this claims case study, the adviser was able to negotiate an overturn of the insurer's original decision to decline the claim by looking...