Tag: TPD
Case Study – Unsuccessful Job Applications and their Impact on TPD
In the case of Birdsall v Motor Trades Association of Australia Superannuation Fund Pty Ltd and MetLife Insurance Limited, the Supreme Court of New...
Case Study – Preston v AIA Australia
In this legal case, a carpenter who took out a life insurance policy with AIA Australia, took the insurer to court for refusing to...
Case Study – Why I Became An Adviser
Risk Management, Estate Planning & Business Succession Specialist, Mark Everingham, watched his family struggle financially after his father suffered a heart attack. The experience would have a significant impact on Mark’s future career path, as he shares here…
Case Study – Ravesi vs National Australia Bank
In this legal case study, the client, Paul Ravesi, successfully argued that he was entitled to damages because his adviser, Peter Moore, an employee...
Case Study – Powerful Client Letter
This letter was sent to the adviser by the mother of a 27 year old man, diagnosed with cancer. It demonstrates the value that...
Case Study – Smoking Status
In this claims case study, the adviser shares the difficulties he encountered when lodging a claim for a client who had quit smoking prior...
Case Study – Any Occupation TPD
In this claims case study, the adviser tells how she stepped in to help the client receive the TPD benefit they were entitled to...
Case Study – Interpreting the Policy Intent (Example 2)
In this claims case study, the claimant was denied a TPD payment as her specialist did not believe she would be unable to work...