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Life Insurers Support Ban on Industry Use of Genetic Test Results
The Council of Australian Life Insurers says it supports a ban on the use of genetic test results in insurance underwriting “…to help empower Australians to better manage their health.”
CALI CEO Christine Cupitt says...
Genetic Test Consultation Launched
A decision by the Federal Government to seek community feedback on the use of genetic test results by insurers has been welcomed by CALI.
“Genetic testing can help empower Australians to manage potential health risks...
Genetic Test Moratorium – Seeking the Adviser Perspective
A research team has issued a call to the financial adviser community for its view on what impact the Financial Services Council’s Moratorium on Genetic Tests in Life Insurance is having on the life...
Why Taking A Genetic Test Won’t Stop You Getting Life Insurance
The FSC's Nick Kirwan considers the initial impact of the Moratorium on using genetic testing in Australia to assess life insurance applications ahead of a review of the Moratorium three years on from its...
New Data – How the Genetics Moratorium for Life Insurance is Working
The FSC has today released findings of the genetic testing data collected by the life insurance industry "...to give Australians confidence that the FSC’s moratorium on genetic test means they can access a level...
FSC Genetic Testing Moratorium Comes into Effect
Genetic tests are no longer a barrier for consumers seeking life insurance, following the implementation of the FSC’s Moratorium on genetic tests in life insurance on 1 July.
The Moratorium enables Australians to access up...
New CommInsure Application – Genetic Testing
CommInsure has informed advisers it will be updating its CommInsure Protection Application form to take into account industry-imposed changes in respect to genetic tests.
The Financial Services Council has introduced a standard that commences from...
Genetic Testing Moratorium – Update
In the lead-up to this week's 2019 FSC Life Insurance Conference, the Financial Services Council has confirmed its genetic testing moratorium policy will be implemented from 1 July 2019.
From this date, the moratorium on...
Consumers Unwilling to Subsidise Genetic Test Affected Premiums
Around 50 percent of consumers believe life insurance premiums should be based on the likelihood of making a claim but nearly two third have rejected the idea of paying higher premiums to subsidise people...
Life Insurers Place Halt on Use of Genetic Tests
Life insurers will introduce a five-year moratorium on the use of genetic test results within life insurance applications but will maintain limits on cover where the halt will apply.
The moratorium was announced by the...