TAL has expanded its Health Sense Plus program to include Income Protection, a move the firm says will allow advisers to offer more clients better value cover through a simple preventative health engagement.
From 8 August 2025, eligible new IP policies submitted via TAL’s adviser platform will automatically receive a 5% TAL Health Sense Plus discount for the first two years of the policy.
From October 2025, the offer will be extended to eligible existing customers who will be contacted directly by the firm.
The 5% discount will be renewed at year two and beyond so long as clients have a preventative test with their GP every two years.
Aaron Newman, the firm’s GM Individual Life Product, said: “By expanding the benefit to income protection, we’re reinforcing TAL’s commitment to embedding wellbeing into product design and giving advisers another opportunity to support customer retention and product value.”
Newman says no paperwork or test results are required.
“All TAL needs is confirmation that a routine health check has taken place,” he says. “It’s a streamlined way to reward proactive health engagement, with minimal additional workload for advisers and their clients.”
Click here to learn more about TAL Health Sense Plus.
