New Premium Discount for TAL Customers

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TAL has expanded access to its Health Sense Plus discount so eligible customers renewing their IP policies issued under a PDS and Policy Document – dated on or after 24 September 2021 – can earn a 5% premium discount. All they have to do is complete a preventative health check every two years.

Aaron Newman, GM, Individual Life Product at TAL, said: “This change gives advisers another way to help clients keep their cover and deepen the trusted role they play in their lives.

Aaron Newman

“Extending the benefit to existing policies reinforces our commitment to providing long-term value to our customers.

“Whether the customer has purchased the policy through an adviser or directly from TAL, obtaining the discount is easy. A customer simply confirms they’ve completed a routine preventative health check to unlock the discount – no paperwork or results are required.”

TAL Health Sense Plus is part of the firm’s Health for Life program, which delivers targeted health services, including screening tools and mental health support.

Since BMI requirements were removed in 2024, the number of successful applications for the discount has more than doubled, year-on-year, states the firm.

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