Latest Poll – Mental Health TPD Claims

Our latest poll continues to explore TPD-related issues as we ask you to reflect on whether you believe a change to the public perception accorded to those suffering from mental health episodes or illnesses is the main factor behind the surge in mental health TPD claims.

While the challenge for claims case managers to objectively assess the merits of many mental illness TPD claims is almost impossible – therein leading to the need to incorporate subjective assessment – this does not seem to have dampened the volume of what the insurers report to be a growing proportion of TPD claims that are subjective in their nature.

This surge in mental health TPD claims coincides with a more accepting and non-judgemental approach from the community…

This surge in mental health TPD claims coincides with a more accepting and non-judgemental approach from the community towards those experiencing anxiety, depression ands other mental health episodes or conditions (see: ‘Normalisation’ of Mental Illness Causing TPD Conflict) .

The ‘normalisation’ of mental illness within the Australian narrative appears to have subsequently opened the door to more claims – certainly for income protection insurance – and probably for TPD claims as well.  Do you agree with this assertion? Or do you think the pressures associated with living in a faster-paced and constantly changing world has been the cause for the emergence of more mental health-related TPD claims?

Give us your view of the world and we’ll report back next week…