Polls Archive

Do you intend to review the disclosure warnings you give your clients at policy application time?
  • Yes (75%)
  • No (15%)
  • Not sure (10%)
Start Date: April 15, 2014 @ 4:55 pm
End Date: April 29, 2014 @ 6:14 pm
Should TPD insurance deliver income-based benefits in future, rather than lump sums?
  • No (56%)
  • Yes (31%)
  • Not sure (13%)
Start Date: April 6, 2014 @ 5:47 pm
End Date: April 22, 2014 @ 12:55 pm
Which solution would most effectively address Australia's underinsurance dilemma?
  • Tax-deductible life insurance premiums (73%)
  • Tax levy for those who don't have a minimum level of cover (17%)
  • Pay all life insurance premiums from superannuation accounts (6%)
  • Not sure (4%)
Start Date: April 1, 2014 @ 3:09 pm
End Date: April 15, 2014 @ 4:57 pm
What is your main concern with direct life insurance products?
  • Non-disclosure issues at claim time (37%)
  • 'Direct' is not subject to the same compliance regime as advised 'retail' life insurance (20%)
  • Client has usually received no advice appropriate to their needs (20%)
  • Generally inferior terms and conditions (16%)
  • I have no concerns with direct life insurance (3%)
  • Leads to insufficient cover for the client (3%)
  • Pricing/value issues (1%)
Start Date: March 11, 2014 @ 4:47 pm
End Date: April 1, 2014 @ 3:12 pm
Which client service team is the most critically important in helping you deliver value to your clients?
  • Underwriting/New Business team (43%)
  • All teams are of equal value (29%)
  • Claims team (22%)
  • Business Services/BDM team (6%)
Start Date: February 18, 2014 @ 11:23 am
End Date: March 11, 2014 @ 4:53 pm