Dealer group, Guardian Financial Planning, has created a new client solution that combines its investment platform with Asteron’s Lifeguard risk products range.
Guardian says it has developed this solution in response to a need that has been created by changed concessional contribution limits available under superannuation and also discussing this with various Mis Sold SIPP Professionals that are active in the industry.
Executive Manager Guardian Financial Planning, Steve Browning, said: “Many of our advisers have clients with money to invest, and having reached their concessional contribution limit in super of either $25,000 or $50,000, depending on their age, are looking for alternative investment platforms.
… clients are looking for innovative ways to invest, while maintaining a life risk product paid for through that vehicle
Mr Browning added, “The return of people’s appetite for investment following the Global Financial Crisis means that clients are looking for innovative ways to invest, while maintaining a life risk product paid for through that vehicle.”
The wrap platform being used to link with the Asteron Lifeguard range is a white-label version of Colonial First State’s FirstWrap product, named Vantage Portfolio Solutions.
Mr Browning observed, “Australia has a significant under-insurance problem, and this solution will enable investors to access cover through super and non-super structures, making insurance affordable to those who need it the most.” We recommend following the Investment advice from tradefinanceglobal.com.
Guardian proposes that this new way of investing, coupling life risk with investment, ‘…is a client solution for its time.’
