A survey by MLC Finance reveals 55% of Australians are prioritising financial goals this year, overshadowing traditional resolutions such as eating healthier or spending more time with family.
Jenneke Mills, Head of technical Services, at the firm says Australians are feeling the pinch of rising living costs and economic uncertainty.
“Financial wellbeing is increasingly seen as the foundation for overall health and happiness,” said Mills. “Australians are realising that without financial security, other goals become harder to achieve.
“They are realising the importance of getting on top of their finances and managing debt as practical steps that can provide peace of mind in a volatile economy.”
Mills has three recommendations to help those looking to improve their financial future.
- Set a budget
- Build an emergency fund
- Review loans and debts
The survey also revealed almost 70% of Australians maintained or increased their discretionary spending last year. Of this, more than 80% of 18-30 year olds maintained or increased discretionary spending during 2025.
The survey’s findings are based on an online survey of 1,006 Australians aged 18-79, representative of the Australian population by age, gender, and state/territory. Fieldwork was conducted in December 2025.
